Tammy, grew up in Dayton, attended the Dayton Public Schools and Graduated Patterson Cooperative High School. She began a graphics presentation company out of high school and understands what it takes for a business to be successful.
Her career in real estate began while living away in Arizona, but it was inevitable that she would return home to the Dayton area. Tammy has now worked in real estate since 2001 and truly enjoys the opportunities (and challenges) that are a part of the real estate markets.
RH2L was established with the passion for service that is an integral and often missing piece to our industry. Tammy works endlessly to ensure that each of the Realtors within RH2L is also dedicated to providing the highest level of professional service to our clients.
RH2L is honored to be the Dayton Area Board of Realtors BROKER / OWNER of the Year! We will continue our excellence in service for those in real estate need.
 Welcome to the Wolf Creek Run subdivision that is easy commute access via 49 / Corridor to I-70 and minutes from highway interchanges! This community presents with a mix between Trotwood / Clayton / Englewood and you will truly enjoy the spacious PENNINGTON MODEL from DR Horton that was constructed in 2021.
We have BUYERS who have been anxiously waiting for INVENTORY and Interest Rates to drop - and NOW IS THE TIME to get Your House LISTED FOR SALE to capture their attention / offers!We are happy to meet with you and discuss the MARKET VALUE and CURRENT CONDITIONS so that YOU can time the SALE OF YOUR HOUSE to MAXIMIZE YOUR GAIN.
Perfect Location for In-coming Executives who want to leave in desirable Oakwood. With all the community features (park, community center, and tennis) all a short walk / drive! Seize this rare and exclusive opportunity to own a captivating brick ranch nestled in the highly desirable Oakwood neighborhood.
Step inside to discover the artful fusion of contemporary design and practicality with 1596 SF. A brand new HVAC system, with new windows, ensures year-round comfort and efficiency. Prepare to be amazed by the well-appointed kitchen, showcasing new Whirlpool stainless steel appliances that elevate your culinary adventures.
Welcome to the beautiful Moss Creek Subdivision of Clayton! This area is in the rebuilding and final building stages and prime location is presented for your future HOME. All utilities to the lot and ready to build - just need your own builder and design.
Welcome to the beautiful Moss Creek Subdivision of Clayton! This area is in the rebuilding and final building stages and prime location is presented for your future HOME. All utilities to the lot and ready to build - just need your own builder and design.
This glorious colonial two-story offers 2352 SF living and benefits from cul-de-sac curve with a fenced back yard. You will feel the open space floor plan with still designated rooms for convenience of use... with the main floor offering a formal living room, open kitchen to family room, dining room, half bath and laundry room.
 Take a short drive out to this wonderful brick ranch, offering 1350 SF of living space with LOTS OF POTENTIAL!! Oh - AND it sits on 6.94 acres - that gives you EVEN MORE POTENTIAL!! Whether you are looking for that quiet get-away from neighborhood living, or just wanting to plant a garden and reap the rewards of self-sufficient living...
 This two-story home in Miamisburg offers you the best in convenience to shopping, restaurants, entertainment and interstate / commute access all while providing the quiet comfort of nature with the protected rear of property as a Natures Trail.
Reverse Mortgages: Unveiling Insights and Pitfalls… At first glance, Reverse Mortgages may seem like a beneficial financial option, especially for seniors looking to tap into their home equity. However, our episode uncovers the hidden complexities and potential risks associated with these arrangements. Through a detailed analysis and invaluable insights, we empower you with a deeper understanding of Reverse Mortgages.
Our mission is clear: to equip you with the knowledge necessary to make informed decisions. By dissecting the intricacies of Reverse Mortgages, we provide you with the tools to navigate this financial option with confidence and clarity. Whether you’re considering a Reverse Mortgage or simply curious about its implications, this episode is a must-listen.
Join us as we unravel the mysteries surrounding Reverse Mortgages and offer practical advice to help you avoid common pitfalls. By staying informed and aware, you can protect yourself and your assets while making sound financial choices for the future.
Tune in to our podcast episode and gain a deeper understanding of Reverse Mortgages. Don’t let the allure of quick cash overshadow the importance of due diligence and informed decision-making. Your financial well-being is paramount, and we’re here to guide you every step of the way.
** This episode is dedicated to Mildred Elrod, mother of Tammy Lilly, and the subject case of today’s topic. Her passing in December of 2023 brought to light not only the issues of a Reverse Mortgage; but it spotlights the unconscionable preying on our seniors. From their real estate holdings to potential inheritance by family; the government’s insatiable appetite to misrepresent a “solution” that ultimately is a scheme to deteriorate what should be the people’s rights of ownership, wealth accumulation and future generation of wealth inheritance. **
Decoding Land Contracts: A Blueprint for Real Estate Success
Welcome to our latest podcast episode, where we delve deep into the fascinating world of land contracts. If you’ve ever wondered about the intricacies of these contracts and the opportunities they offer to both buyers and sellers in real estate transactions, then this episode is a must-listen for you.
We begin by unraveling the complexities of land contracts, shedding light on the fundamental concepts that underpin these agreements. Whether you’re a prospective buyer or seller, gaining a deeper understanding of land contracts can provide you with invaluable insights and knowledge to make informed decisions.
One of the key takeaways from this episode is the importance of working with experienced professionals such as your Realtor and Legal Counsel. These experts play a vital role in guiding you through the nuances of land contracts, ensuring that your financial needs and goals are met with clarity and transparency.
By fostering open and honest communication with your team of professionals, you can pave the way for a successful transition to your next home. Whether you’re looking to buy or sell real estate, the knowledge gained from this episode will empower you to navigate land contracts with confidence and precision.
Don’t miss out on this opportunity to gain a blueprint for real estate success. Tune in to our podcast episode and unlock the secrets of land contracts, setting the stage for a seamless and rewarding real estate journey. Your dream home awaits, and understanding land contracts is the key to unlocking its doors.
Buy or Sell First? This question revolves around the complexities of timing in the real estate market. With low inventory and high demand, deciding whether to buy first or sell first can seem like a real estate version of “which came first, the chicken or the egg?” Tammy and Elle share their perspectives on this process, offering valuable insights and considerations to help listeners navigate this crucial decision.
In today’s market, nearly everyone is grappling with the same dilemma. You might be thinking, “I need to sell my house to buy my next one, but what if I can’t find a new home in time?” Or perhaps, “If I wait to sell, will my contingent offer even stand a chance?” These are valid concerns, and this episode aims to address them head-on.
Through candid discussions and expert advice, Tammy and Elle guide listeners in understanding the implications of buying or selling first. Whether you’re a seasoned homeowner or a first-time buyer, this episode is packed with valuable information to help you make informed decisions about your next move in the real estate market.
Tune in to gain clarity and confidence in navigating the buying vs. selling dilemma. Let Tammy and Elle’s insights empower you to take the next steps towards your dream home without the stress of uncertainty. Don’t miss out on this episode—it’s time to sip The Real-Tea and make informed real estate decisions!
Unlocking the Secrets of the Loan Process: A Conversation with Mortgage Advisor Justin Williams
Are you in the midst of navigating the complex world of home buying? Perhaps you’re curious about the loan process and eager to gain insights from a seasoned expert. Look no further than our latest podcast episode featuring Justin Williams, a Mortgage Advisor with Union Home Mortgage.
In this special episode, we dive deep into the crucial aspects of the loan process that every prospective homebuyer should know. From essential questions to ask to key considerations, Justin shares valuable perspectives and insider tips to demystify the loan journey.
Whether you’re a first-time homebuyer or seasoned in real estate transactions, this episode promises to equip you with the knowledge and confidence to navigate the loan process effectively. Don’t miss out on this valuable opportunity to unlock the secrets of securing a mortgage and making informed decisions for your home purchase.
Tune in to our podcast and join the conversation with Justin Williams to gain invaluable insights and empower your home buying journey. Your dream home awaits, and understanding the loan process is the key to unlocking its doors.
What sets this episode apart is the opportunity for you, our listeners, to directly engage with Justin. Do you have burning questions about mortgages, lending criteria, or financial considerations? Comment below and share your questions with us, and we’ll put Justin back in the hot seat to provide clarity and expert advice.
The #1 question on everyone’s mind, when you are in the search for your house and making an offer… “Did You Get It?” And by IT – we mean the House, actually, did you get your offer ACCEPTED (to be technically correct).
And many times, it may not happen on the first, third or even sixth offer you submit! But ultimately, when “IT” does happen – your work and the process to buying is JUST GETTING STARTED!  In today’s episode of The Real-Tea podcast, Tammy and Elle discuss a bit more of their journey together to share more insights and tips for YOUR adventure.
What exactly happens when the offer is ACCEPTED? Hopefully, a little bit of a happy dance, then the reality of writing a check to cover the Earnest Money hits; a bit of a push to get the inspection(s) scheduled and coordinating the necessary calendars for that; then there’s the getting documents to the lender and all of this is likely to happen that very day (or next business day) to officially get this moving along.
The real estate brokerage with a heart! Helping you as buyers and sellers in today's real estate market. RH2L is "Real Homes To Love" and your choice for professional real estate services in today's market! Office hours by appointment.
